Effective October 1, 2021, EnerBank USA ("EnerBank") merged with and into Regions Bank. Learn more here

The Right Payment Options Program Makes All the Difference

As a professional in the home improvement space, you rely on your partners to provide the best products and services for you and your customers. We’ve developed specialized loan programs for contractors like you who want to grow your business, and industry organizations looking to overcome sales-related challenges.

Watch: Discover the key to unlocking business growth

Payment Options Benefits

When you provide a convenient and flexible way for your customers to pay for their home improvement project, you open up the valve and let the deals flow! Offering a choice of EnerBank payment options enables serious growth for your home improvement business while you help your customers bring their dream projects to life!

Join a Loan Program

Are you a contractor interested in offering payment options to your customers?
Get started with products and tools that can grow your business!

Join Now

Your All-Inclusive Program Includes

Dealer Resource Center

Quick and Easy Loan Applications

Multiple fast, easy, and paperless ways for your customers to apply.

Dealer Resource Center

Powerful Account Management

PartnerPortal is a one-stop shop for tracking your customers’ loans.

Dealer Resource Center

Custom Marketing Materials

Everything you need for marketing success, training, and more.

EnerBank USA Express System

The Express System puts time and money on your side with a suite of features that can help grow your business.

  • ExpressSign

    Easy signature process

    A streamlined, signature process means you can close more deals, and lets you focus on your business while creating an exceptional customer experience.

  • ExpressPay

    Manage Cash flow on your terms

    The flexibility of multiple disbursements allows you to get your money when you need it, so you can keep your cash flow strong to cover your material costs*

    *For eligible contractors
  • MaxApproval

    Increase customer purchasing power

    Manage scope changes, project expansions, and upselling with approvals beyond the initial job estimate. Easily pre-bid qualify customers from your website.

Our Contractor Support is Second to None

We work closely with home improvement contractors across the nation. Because we focus on home improvement loans, we can provide specialized and unparalleled service, starting with your dedicated relationship manager.

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Get Personalized Service

Your dedicated relationship manager is committed to the success of your business.

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Unparalleled Support

We help you succeed in more ways than one.

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Nationwide Presence

EnerBank offers payment options to residents of all 50 states and the District of Columbia!

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Essential Questions for Contractors to Ask

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Create a Loan Program

What’s a Loan Program?

At its core, a payment options program is a way for you and your authorized dealers to achieve sales goals and overcome sales-related challenges. Your customized, private-label loan program is designed to achieve your organization’s goals while building brand recognition.

Who Should Create a Loan Program?

If your organization works with a network of contractors, installers, dealers, or other authorized clients who work in the home improvement business, you should create a loan program. It’s a smart and easy way to boost your growth and gain brand loyalty.

Why Should You Create a Loan Program?

loan program features

What’s in it for You?

Discover why creating a custom loan program is a smart way to reach your business goals.

Training for contractors

What’s in it for Your Dealers?

Learn why your dealers will benefit from participating in your payment options program.

Why EnerBank is the Right Choice as Your Loan Program Provider

A Customized Payment Options Program with the Dealers You Choose
Tools to Help Your Program and Dealers Succeed
Customized Launch Plan and Support

Easy application and funding process

  • Multiple quick and easy application methods for the homeowner
  • A single digital signature at time of application through EnerBank ExpressSign
  • Your dealer gets paid quickly via ACH

What You Should Know When Selecting a Loan Program Partner

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