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Grow your business.

EnerBank USA’s proven payment options increase close rates, your average job size and total sales.

 Calculate your growth potential
Category: Uncategorised

Accelerate the growth of your business


Options = Opportunity

EnerBank's payment options translate into growth for your business by providing your customers an opportunity to complete their dream projects. Discover what thousands of contractors already know — offering an unbeatable choice of unsecured home improvement payment options increases sales and helps grow your business.

get more leads iconGet more leads.
close more sales iconClose more sales.
increase average job size iconIncrease average job size.
see fewer cancellations iconSee fewer cancellations.

Unbeatable payment options


Provide your customers a choice of payment options.

According to market research, 50% of all home improvements over $5,000 are financed in some way. If you aren't offering customers payment options for their home improvements, you could be leaving 50% of the business on the table — to be picked up by your competitors.

Offering payment options gives your customers greater spending power to get the project they want...when they want it!

Loan Type Term
Same-As-Cash † 3, 6, 12, 18 and 24 Months
Reduced Interest Loans § 5, 7, 10 and 12 Years
Zero Interest Loans ‡ 1-7 Years
Traditional Installment Loans ¥ Up to 12 Years
disclaimer image
*EnerBank also offers multiple disbursement programs to qualified contractors

Be more competitive


Stay ahead of your competition.

In today's competitive business climate, it takes more than just a great reputation and excellent service to win projects and grow your business. By offering payment options to your customers, you provide solutions your competitors may not. And EnerBank makes it easy for both you and your customers with unbeatable payment options and a convenient application process.

payment options iconPayment options preferred by homeowners.
unsecured loan iconWon't tie up home equity or credit lines.
no costs iconNo closing, appraisal or application costs.
no prepayment penalties iconNo prepayment penalties.
no high aprs iconNo high default APRs for late payments.
quick approval iconQuick credit decisions.

Why EnerBank?


The right lender for today and tomorrow.

Why EnerBank? Here are some more great reasons how we look out for your best interests, and that make EnerBank the lender of choice for your business.

Freedom of Choice

You choose the loan options that make you most competitive. There are no pre-selected menus.

No Recourse

There is no recourse to you if a borrower credit defaults on their loan.

Exclusive Focus

Our only focus is to help home improvement contractors generate more leads and close more sales.

Upfront Pricing

There are no merchant or hidden add-on fees.

100% Financing

We offer 100% financing for over 100 eligible home improvements, covering virtually everything you do.

Quick and Easy

We provide an online loan document delivery and e-signature process to get you paid faster.

Immediate Success

Quick activation, comprehensive training and the industry's best support teams help assure instantaneous sales success.

Online Tools

EnerBank's exclusive online tools help you manage applications and track results.

No Upfront Contractor Application Fee

There's no fee to enroll and get started.

How to qualify for the EnerBank program


Ready to grow your business?

EnerBank's solutions allow you to focus on your core business by providing the payment options for both types of customers: cash and low monthly payment. If you recognize the advantages that can be realized by offering payment options, then you're ready to begin. Do you have:

home iconA residential home remodeling focus for your business?
at least 5k iconAn average project size of at least $5,000?
us business 3 years iconA US-based business that has been in operation for at least three years?
at least 500k annual iconAnnual residential remodeling sales of at least $500,000?

Get Started.

If you meet the above criteria, contact us and we'll get you on
the path to increased success.

Strategic Partners


EnerBank USA® is committed to helping
contractors build a connected business.

As a business owner, you want the sales process to be seamless and intuitive for your customers. In addition to our three paperless application methods, we've integrated our credit application with contractor management systems to help you do just that.

Our Strategic Partners Include:

Leap Logo
Silver Bullet
Aptora Logo

Not working with us?
Start growing your business today!

Interested in Integrating our credit application into your system?
Give us a call!