EnerBank USA

Independent Contractor Solution

Testimonials



Roofing Contractor from Michigan

“SAC*, which we offer to all of our customers, has definitely helped my business by improving our closing percentage and increasing our average job size. Consistently offering SAC options* have increased our closing percentage by over 30% and we know every financed job we close is usually higher than when my customers pay cash. We are also pleased with our 92% approval rate. Offering SAC* is an easy way for us to increase sales.”

Window & Siding Contractor from Iowa

“Despite the fact that this has been a very difficult year, we are closing more deals and our business is up 30%. It’s due to the quick and easy SAC payment options* we offer all of our customers. Plus our approval rate is 89%.”

Sunroom Contractor from Nevada

“One Year SAC* has increased our sales by 95% and job cancellations are down to 12% from 20%. SAC* has greatly reduced buyer’s remorse which is an important accomplishment in today’s economy.”

Solar Contractor from Florida

“Right after training, we started to advertise SAC* and our sales reps mentioned SAC* to all of their customers. In the past, our close rate was 15%. Now it’s 30%. The first month after training our sales revenue increased three fold. As a result, we have had to hire additional crews to handle the new business that was greater than we anticipated.”



Contact Us

Phone: 800-262-1655 option 1
  • For potential independent contractors
Phone: 888-721-2100
  • For potential strategic business partners
Phone: 888-390-1220
  • Option 1: Customer Service for borrowers
  • Option 2: Contractor Support for participating dealers

  • For potential strategic business partners
Bank Headquarters Address:
1245 E. Brickyard Road, Suite 600
Salt Lake City, UT 84106






*Borrowers approved for Same-As-Cash loans will pay no interest during the Same-As-Cash period if they re-pay the total amount borrowed on or before the Same-As-Cash date specified in the Note and Disclosure Statement. Borrowers may also qualify for monthly loan payment deferrals during the Same-As-Cash period.
Availability of specific payment options is based on your company's qualifications.

EnerBank USA is a Member FDIC.
EnerBank USA is a wholly owned subsidiary of CMS Energy Corp. (NYSE: CMS)