EnerBank USA

Independent Contractor Solution

Sample Eligible Improvements List


* This list is subject to change.

  • Air Conditioner
  • Addition
  • Appliance – Major Energy Consuming
  • Appliance Conversion to Gas
  • Architectural Design – Exterior/Interior
  • Attic
  • Awning
  • Baseboard Heating & Piping
  • Basement
  • Bath Remodeling
  • Bathroom Appliances/Fixtures
  • Boat Docks
  • Boiler
  • Brick & Stone Work
  • Cabinets & Refacing
  • Carpet & Flooring
  • Carports
  • Ceiling Fans
  • Ceilings
  • Central Vacuum
  • Ceramic Coating
  • Chimney/Chimney Liner
  • Closets
  • Conversion Burner
  • Countertop
  • Deck
  • Dehumidifier
  • Den/Family Room
  • Dishwasher
  • Doors
  • Driveway & Paving
  • Dryer
  • Drywall
  • Ductwork
  • Electric Work
  • Enclosures
  • Evaporative Coolers
  • Equipment Relocation
  • Excavation
  • Fan
  • Fencing
  • Filters, Air Cleaners, Humidifier
  • Fireplaces
  • Flooring
  • Foundation
  • Freezer
  • Furnace
  • Garage
  • Garage Doors
  • Garbage Disposal
  • Gas Grill
  • Gas Work
  • Gazebo
  • Geothermal Heating & Cooling
  • Gutters
  • Gutter Protection
  • Handicap Access
  • Hauling & Cleaning
  • Heat Pump
  • Home Theater
  • Insulation
  • Infrared Heater
  • Kitchen Remodeling
  • Landscaping
  • Landscaping/Putting Green
  • Lighting – Indoor/Outdoor
  • Masonry
  • Outbuilding-Permanently Affixed
  • Outdoor Boiler/Furnace/Stove
  • Outdoor Playground Equipment
  • Package Terminal AC & Heat Pump
  • Painting – Exterior/Interior
  • Patio
  • Pipe Work
  • Plaster Work
  • Plumbing
  • Pool Pump
  • Porch
  • Power Generator
  • Radiant Slab or Ceiling
  • Range/Ovens
  • Refrigerator
  • Remodeling – Interior
  • Repair Work – Appliance
  • Repair Work – HVAC System
  • Repair Work – Water Heater
  • Retaining Wall
  • Roof Coating
  • Roofing
  • Roofing Repairs
  • Screening
  • Seal Coating
  • Security System
  • Septic System
  • Sewer Lines
  • Shades & Shutters
  • Shading Device
  • Shelving & Storage
  • Sidewalks
  • Siding
  • Smoke & Fire Damage
  • Solar Pool Heater
  • Solar HVAC
  • Spa
  • Sprinkler System – Outdoor/Indoor
  • Stairs
  • Stone Walls
  • Storm Door
  • Storm Shelters/Safe Rooms
  • Storm Shutters
  • Structural Bracing
  • Structural Improvement – Interior/Exterior
  • Sun Room
  • Surge Protection
  • Tiling
  • Trash Compactor
  • Tree Service
  • Trim Work-Interior/Exterior
  • Tub Resurfacing
  • Wallpapering
  • Washer
  • Water Damage
  • Water Heater
  • Waterproofing – Exterior/Interior
  • Weather Stripping & Caulking
  • Weatherization
  • Well Pumps & Service
  • Wet Bars - Installed
  • Window Film
  • Window Treatment
  • Windows
  • Wind Power System-Residential
  • Wind-proofing
  • Winterizing
  • Wood Heating Appliance
  • Zone Control System

  • Contact Us

    Phone: 800-262-1655, x206
    • For potential independent contractors
    Phone: 888-721-2100
    • For potential strategic business partners
    Phone: 888-390-1220
    • Option 1: Customer Service for borrowers
    • Option 2: Contractor Support for participating dealers

    • For potential strategic business partners
    Bank Headquarters Address:
    1245 E. Brickyard Road, Suite 640
    Salt Lake City, UT 84106






    *Borrowers approved for Same-As-Cash loans will pay no interest during the Same-As-Cash period if they re-pay the total amount borrowed on or before the Same-As-Cash date specified in the Note and Disclosure Statement. Borrowers may also qualify for monthly loan payment deferrals during the Same-As-Cash period.
    Availability of specific payment options is based on your company's qualifications.

    EnerBank USA is a Member FDIC.
    EnerBank USA is a wholly owned subsidiary of CMS Energy Corp. (NYSE: CMS)