EnerBank USA

Independent Contractor Solution

Thank you for clicking on the contractor application button. Please complete the form below and hit submit so we can better serve you. Then, you'll be directed to our Contractor Application. Follow several easy steps to get set-up as a contractor so you too can offer EXPRESS LOAN PROGRAM Same-As-Cash payment options*. We look forward to helping you grow your business.











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Contact Us

Phone: 800-262-1655, x206
  • For potential independent contractors
Phone: 888-721-2100
  • For potential strategic business partners
Phone: 888-390-1220
  • Option 1: Customer Service for borrowers
  • Option 2: Contractor Support for participating dealers

  • For potential strategic business partners
Bank Headquarters Address:
1245 E. Brickyard Road, Suite 640
Salt Lake City, UT 84106






*Borrowers approved for Same-As-Cash loans will pay no interest during the Same-As-Cash period if they re-pay the total amount borrowed on or before the Same-As-Cash date specified in the Note and Disclosure Statement. Borrowers may also qualify for monthly loan payment deferrals during the Same-As-Cash period.
Availability of specific payment options is based on your company's qualifications.

EnerBank USA is a Member FDIC.
EnerBank USA is a wholly owned subsidiary of CMS Energy Corp. (NYSE: CMS)