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Independent Contractor Solution

Contact Us


For more information about the EXPRESS LOAN PROGAM for independent home improvement contractors, please contact David Segur, Vice President/New Business Development, at 800-262-1655 ext. 206.

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Contact Us

Phone: 800-262-1655, x206
  • For potential independent contractors
Phone: 888-721-2100
  • For potential strategic business partners
Phone: 888-390-1220
  • Option 1: Customer Service for borrowers
  • Option 2: Contractor Support for participating dealers

  • For potential strategic business partners
Bank Headquarters Address:
1245 E. Brickyard Road, Suite 640
Salt Lake City, UT 84106







  Wow! Same-As-Cash payment options* can really increase your sales today.
*Borrowers approved for Same-As-Cash loans will pay no interest during the Same-As-Cash period if they re-pay the total amount borrowed on or before the Same-As-Cash date specified in the Note and Disclosure Statement. Borrowers may also qualify for monthly loan payment deferrals during the Same-As-Cash period.
Availability of specific payment options is based on your company's qualifications.
EnerBank USA is a Member FDIC.
EnerBank USA is a wholly owned subsidiary of CMS Energy Corp. (NYSE: CMS)