EnerBank USA


Providing excellence in unsecured home improvement loan programs.


EnerBank USA specializes in unsecured home improvement and home energy loans through strategic business partners in all 50 states and the District of Columbia. Customized, private-label loan programs are available for larger sponsors, and a special Express Loan Program is available to independent contractors and smaller companies.

A winning solution for EnerBank's strategic partners and their authorized dealers as well as independent contractors.



  • Win more sales by helping your customers decide to buy now
  • Increase sales revenue by upgrading customers to more extensive projects or higher quality equipment and materials
  • Save time and money with a quick and easy loan-by-phone application process
  • Get first-class contractor support and customer service with extended loan application hours

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If you're looking for a new loan program or don't have one, we encourage potential strategic business partners and independent contractors to find out how EnerBank's private label loan program and Express Loan Program set a new standard in our industry. You could increase your sales revenue by providing such a convenient payment option to all of your customers.


Phone: 888-721-2100
  • Loan Program Sponsors

Phone: 888-390-1220
  • Option 1: Customer Service for borrowers
  • Option 2: Independent Contractors and the Express Loan Program



Address:
1245 E. Brickyard Road
Suite 640
Salt Lake City, UT 84106

EnerBank USA is a NAHB Remodelors Council Strategic Partner.
EnerBank USA is a wholly owned subsidiary of CMS Energy Corp. (NYSE: CMS)